FHA loans offer flexible underwriting guidelines, helping you qualify.
FHA loans are one type of government loan intended to assist more homebuyers in qualifying for a mortgage. While secured by the Federal Housing Administration, FHA loans require monthly mortgage insurance premiums paid by the borrower that protect the lender in the case of default. FHA loans provide more flexible qualifying criteria, like credit and income requirements, than other loan programs. Additionally, this loan type permits small down payments, making it an appealing option for many homebuyers.  
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Product Features
  • Fixed rate and adjustable-rate (ARMs) loan options available
  • Down payment options as low as 3.5%
  • Gift funds may be used
  • Refinance loan programs offered

Is an FHA loan right for you? 

While FHA loans are a beneficial financing option for many homebuyers, this type of loan is typically suited for first-time buyers, borrowers with lower credit scores and borrowers with modest down payment funds. With flexible qualifying criteria, FHA loans help many borrowers reach their dream of homeownership.

Your first step should be connecting with one of our experienced mortgage consultants to find out if an FHA loan is the right choice for you.